I'm set for surgery on Thursday
Dr. Colby is concerned that my left eye might precipitously "melt" because the epithelial layer has still not grown over the whole cornea, though it did grow well since Friday. She has had good experience gluing and stitching a human tissue (from a placenta) as a covering on the cornea. She will stitch my eye mostly shut for two or three weeks. It will be ugly, but I can live with that (with my pirate patch in public). Surgery is at 2:30. I will have a "block" as I did for the last surgery; I'm not afraid of that anymore. Dr. Jacobs (one of my contact doctors) assures me that this is just a covering and that we should not be concerned about another human biology introduced to my system. The pre-opt doc reminded me this is very minor surgery. Daniel is staying in town another week to be with me. Your prayers are very much appreciated.
Our lawyer has our foreclosure case "continued" for two weeks. The amount of the insurance back payment is small (less than $2700). The lawyer is confident of a fast settlement. I felt most relieved to know there is no hearing tomorrow. Daniel has done great research on this, including a recent California class action suit that Wells Fargo lost for this kind predatory lending practices, characterized by a rush to foreclosure.
However, I found that I was wrong about Wells having an automatic withdrawal. There was a single checkbox in our closing documents that was not checked, that would have automated Wells Fargo WITHDRAWING whatever amount they needed to service the changing taxes and insurance payments as is the arrangment on our other beach house and loan with Wells Fargo. We all failed to notice the unchecked box; Jennifer, who had power of attorney, Ron in whose name this loan was obtained, the attorney who filed the papers, Daniel and Scott who co-signed the papers, and me.
Instead, in 2003, when I was recovering from my first two rounds of chemotherapy, and I confess, I had "chemo-brain", I set up a repetitive payment to Wells Fargo, for the fixed amount of the monthly payments, which of course did not change when we needed to be sending them more money every month ($200.) when the taxes and insurance went up.
I had a most depressing time last night after I found how wrong I'd been about the arrangement with Wells. I need to be more diligent, but it didn't happen for this. I've learned a lot about how a small slip can escalate to a big problem. I'm still happy (even more so) about how well we as a family have coordinated on this situation.
My mood has been sad for a while, but I'm doing better. I feel myself holding on to my spirit, my family, and friends, and growing stronger.
You'll probably hear from Daniel next.
Bonnie for BanD
Dearest Bonnie -- you are a miracle to me everyday. I pray for your surgery, the healing of you eye and for your wonderous and amazing spirit -- everyday single day! Here is my prayer for you.
"Quite my soul with Your silence and presence. Gentle my soul with Your beauty and grace. Tender my soul with Your stillness and peace. God in this moment, here in this place."
Love,
Beanie
Posted by: Beanie Weaver | February 13, 2008 at 11:23 PM
Dear Bonnie, You are a miracle to me as well. I will be sending you strong prayers tomorrow. God will be by your side. love, betts
Posted by: Betsy Hall | February 14, 2008 at 12:20 AM
Dear Daniel and Bonnie, The week in N.C., which I pray has been blessed is about over. My prayers go with you. betsy
Posted by: Betsy Hall | February 22, 2008 at 08:20 AM